Skip to Content
No Fees Unless We Win 855-948-5098
Top
Client Insurance Letters Client Focused. Trial Ready. Billions Won.

Instructions for Letters to Your Insurance Company

General Instructions

Your attorneys have drafted a series of sample letters that you can use to begin the insurance claims process and address the most common issues that arise early in your claim. There are five sample letters you can use:

  • Letter A: Initial Proof of Loss and Notice to the Insurance Company (the first letter to your insurance company notifies the company of your loss and makes early requests for additional living expenses). PDF
  • Letter B: Request for Advance of Additional Living Expenses (this letter asks your insurance company to advance you four months of additional living expenses, so you can secure and pay for alternative housing). PDF
  • Letter C: Request for Payment of Interim Additional Living Expenses (this letter requests payment of additional living expenses already incurred by you in the event the insurance company refuses to issue an advance). PDF
  • Letter D: Request for Advance on Personal Property Coverage (this letter asks your insurance company to advance you 25% of your personal property coverage). PDF
  • Letter E: Request for Partial Payment of Personal Property Loss (this letter requests a partial payment for your personal property losses in the event the insurance company refuses to issue an advance). PDF

Please read the letters. The purpose of each letter should be self-explanatory. As you complete the letters, please keep the following in mind:

  • Certain sections or sentences that require you to make editing choices or insert information are highlighted in yellow. It is possible that not every highlighted section will apply to you. Also, you may not have some of the information requested. Edit the letter to make it apply to your situation.
  • Letters C and E require you to provide additional documentation. For letter C you will need to provide a partial list of your additional living expenses, which are defined below. For letter E you will need to provide a partial list of your property losses. You can find a generic inventory form to use, here.
  • Throughout the letters, certain defined terms are used. These defined terms appear in bold/italic type and are described below. Whenever one of these terms is used in the letters, please insert the requested information. As explained below, most of this information can be obtained from your Declarations Page.

Defined Terms

Continue Reading Read Less

MEET OUR TEAM

A TRADITION OF SUCCESS
  • R. Brent  Wisner Photo
    R. Brent Wisner Attorney, Managing Partner

    R. Brent Wisner is the managing partner of Wisner Baum and is based at our San Francisco Bay Area office. Brent is driven by a deep-rooted passion for using the law to help those who have been marginalized and hurt by large, and sometimes malicious, corporations.

    Read Bio
  • Michael L. Baum Photo
    Michael Baum Attorney, Senior Partner

    Michael L. Baum is a senior partner of Wisner Baum (formerly Baum Hedlund Aristei & Goldman) with nearly 40 years of experience. He was the managing partner of Baum Hedlund from 1993 to 2022 and proudly turned over the reins to R. Brent Wisner in January of 2023.

    Read Bio
  • Bijan  Esfandiari Photo
    Bijan Esfandiari Attorney, Senior Partner

    Bijan Esfandiari is a pharmaceutical product liability litigation attorney and senior partner at Wisner Baum in Los Angeles. Since joining the firm in 2007, Bijan has worked as lead counsel on several cutting-edge pharmaceutical and medical device cases.

    Read Bio
  • Timothy A. Loranger Photo
    Timothy Loranger Attorney, Senior Partner, Pilot, Marine Corps Veteran

    Timothy A. Loranger is an attorney and senior partner at the national mass disaster law firm of Wisner Baum. A consumer attorney, pilot, and avid citizen advocate.

    Read Bio
  • Monique  Alarcon Photo
    Monique Alarcon Attorney, Senior Associate

    Monique Alarcon is an attorney in the Los Angeles office of Wisner Baum where she focuses her practice on the firm’s medical device cases, pharmaceutical drug liability and consumer fraud litigation.

    Read Bio
  • W. Crawford  Appleby IV Photo
    W. Crawford Appleby IV Attorney, Senior Associate

    William Crawford Appleby IV is an attorney in the Los Angeles office of Wisner Baum. He focuses on complex law and motion matters, in-depth legal research and writing, and case strategy.

    Read Bio
  • Pedram  Esfandiary Photo
    Pedram Esfandiary Attorney, Partner

    Pedram Esfandiary is a partner and trial attorney based in the Los Angeles office of Wisner Baum, where he concentrates his practice on toxic tort injuries, pharmaceutical drug liability, class actions, consumer fraud litigation and police misconduct lawsuits.

    Read Bio
  • Adam M. Foster Photo
    Adam Foster Associate, Attorney

    Adam M. Foster is an attorney in the Los Angeles office of Wisner Baum. Adam concentrates his practice on class actions and mass torts particularly those related to pharmaceuticals, consumer products, and products liability, generally.

    Read Bio
  • Matthew P. French Photo
    Matthew French Associate, Attorney

    Matthew P. French is an attorney at Wisner Baum’s Los Angeles office, where he focuses his practice on the firm’s commercial transportation accident cases. Led by a strong desire to help people when they need it most, Matthew’s clients appreciate his empathetic approach to how he handles his cases.

    Read Bio
  • Ari S. Friedman Photo
    Ari Friedman Attorney, Partner

    Ari Friedman is a partner and trial attorney at Wisner Baum where he focuses his practice on complex and multi-district litigation, product liability, and personal injury and wrongful death cases stemming from transportation accidents (including aviation accidents and truck crashes) and other catastrophic injury (including TBI).

    Read Bio
  • Harrison E. James Photo
    Harrison James Associate, Attorney

    Harrison E. James is an attorney in the Los Angeles office of Wisner Baum, where he focuses his practice on the firm’s pharmaceutical drug liability, class action, and consumer fraud litigation.

    Read Bio
  • Mayra  Maturana Photo
    Mayra Maturana Associate, Attorney

    Mayra Maturana is an attorney in the Los Angeles office of Wisner Baum where she concentrates her practice on toxic tort injuries. She is part of firm’s legal team handling the toxic baby food litigation.

    Read Bio
  • Clay  Robbins III Photo
    Clay Robbins III Attorney, Partner

    Clay Robbins III is an attorney and partner in the Los Angeles office of Wisner Baum. A third-generation California lawyer, Clay concentrates his practice on commercial transportation accident litigation and mass disasters.

    Read Bio
  • Stephanie B. Sherman Photo
    Stephanie Sherman Attorney, Partner

    Stephanie B. Sherman is a multiple award-winning trial lawyer and partner at Wisner Baum. With over 20 years of experience, she has helped thousands of clients in serious personal injury, wrongful death, product liability, chemical exposure, and dangerous pharmaceutical cases.

    Read Bio
  • Helen E. Tokar Photo
    Helen Tokar Attorney, Senior Associate

    Helen E. Tokar is an attorney in the Los Angeles office of Wisner Baum where she focuses her practice on the firm’s Zantac cancer litigation.

    Read Bio
  • Cara J. Luther Photo
    Cara Luther Attorney of Counsel

    Cara J. Luther is of counsel to Wisner Baum, focusing on the firm’s mass disaster cases and commercial transportation accident cases. She worked for 31 years as a full-time attorney at the firm until 2022.

    Read Bio
  • Frances M. Phares Photo
    Frances Phares Attorney of Counsel

    Frances M. Phares is of counsel to Wisner Baum, where she focuses her practice on personal injury and wrongful death litigation stemming from major transportation disasters, pharmaceutical product liability cases and toxic exposure across the nation.

    Read Bio
  • Mark H. Schlein Photo
    Mark Schlein Attorney of Counsel

    Mark H. Schlein transitioned to ”of counsel” status to Wisner Baum in 2022 and continues to focus on the firm’s whistleblower qui tam cases. For 11 years he worked full time as the firm’s top whistleblower attorney, handling dozens of whistleblower cases.

    Read Bio
  • Ronald L. M. Goldman Photo
    Ronald L. Goldman Pilot, Attorney of Counsel, Retired

    Ronald L. M. Goldman retired after 60 years in the practice of law on January 10, 2023. He held the positions of vice president and senior trial attorney at Baum Hedlund & Aristei & Goldman (now Wisner Baum) and was a pillar of Baum Hedlund for 19 years.

    Read Bio
  • Paul J. Hedlund Photo
    Paul Hedlund Senior Shareholder, Mechanical Engineer, Retired

    Paul J. Hedlund was an attorney for 45 years and a member of our team at Baum Hedlund Aristei & Goldman for 30 of those years. He served as one of the firm’s senior shareholders for more than 20 years, overseeing the firm’s major transportation accident cases.

    Read Bio
  • J. Clark  Aristei Photo
    J. Clark Aristei Senior Shareholder, Deceased

    J. Clark Aristei was an attorney for nearly 40 years and a member of our team at Wisner Baum for 26 of those years. Clark served as a senior shareholder for more than two decades and then semi-retired while also acting as Of Counsel to our firm.

    Read Bio

Locally & Nationally Recognized

  • Best Law Firms 2023
  • The Truck Safety Coalition
  • California Powerhouse
  • Elite Trial Lawyers
  • Listed in Best Lawyers
  • AV Top Ranked Law Firm
  • Verdicts Hall of Fame
  • Super Lawyers
\
  • Building Relationships
    We take pride in our professional relationships with referring attorneys and are equipped with the resources to take on your complex case.
  • Track Record of Success
    We have resolved thousands of cases worldwide, winning over $4 billion in verdicts and settlements on behalf of clients.
  • Free & Confidential Consultations
    Interested in exploring your legal rights? Schedule a free consultation with our team. You won't pay unless we win your case.

Let Our Team Help

Client Focused. Trial Ready. Billions Won.
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please enter your city.
  • Please make a selection.
  • Please make a selection.
  • Please make a selection.
  • Please enter a message.
  • Proven Track Record

    Wisner Baum has recovered over $4 billion for our clients. We know what it takes to win big cases against big companies.

  • Award-Winning Law Firm

    Recognized as one of U.S. News – Best Lawyers® “Best Law Firms,” we have won the National Trial Lawyers’ Mass Tort Trial Team of the Year award multiple times.

  • No Fees Unless We Win

    Our trucking accident lawyers offer free case consultations and operate on contingency, meaning there are no fees unless we win.

  • OFFICES THROUGHOUT CALIFORNIA

    We are a California law firm with offices in Los Angeles, San Diego, Sacramento, Ontario, Bakersfield, and the San Francisco Bay Area.