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Client Insurance Letters Client Focused. Trial Ready. Billions Won.

Instructions for Letters to Your Insurance Company

General Instructions

Your attorneys have drafted a series of sample letters that you can use to begin the insurance claims process and address the most common issues that arise early in your claim. There are five sample letters you can use:

  • Letter A: Initial Proof of Loss and Notice to the Insurance Company (the first letter to your insurance company notifies the company of your loss and makes early requests for additional living expenses). PDF
  • Letter B: Request for Advance of Additional Living Expenses (this letter asks your insurance company to advance you four months of additional living expenses, so you can secure and pay for alternative housing). PDF
  • Letter C: Request for Payment of Interim Additional Living Expenses (this letter requests payment of additional living expenses already incurred by you in the event the insurance company refuses to issue an advance). PDF
  • Letter D: Request for Advance on Personal Property Coverage (this letter asks your insurance company to advance you 25% of your personal property coverage). PDF
  • Letter E: Request for Partial Payment of Personal Property Loss (this letter requests a partial payment for your personal property losses in the event the insurance company refuses to issue an advance). PDF

Please read the letters. The purpose of each letter should be self-explanatory. As you complete the letters, please keep the following in mind:

  • Certain sections or sentences that require you to make editing choices or insert information are highlighted in yellow. It is possible that not every highlighted section will apply to you. Also, you may not have some of the information requested. Edit the letter to make it apply to your situation.
  • Letters C and E require you to provide additional documentation. For letter C you will need to provide a partial list of your additional living expenses, which are defined below. For letter E you will need to provide a partial list of your property losses. You can find a generic inventory form to use, here.
  • Throughout the letters, certain defined terms are used. These defined terms appear in bold/italic type and are described below. Whenever one of these terms is used in the letters, please insert the requested information. As explained below, most of this information can be obtained from your Declarations Page.

Defined Terms

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