
History of Success
Our team has successfully resolved hundreds of cases for victims of wildfires in California.
Offices Throughout California
We are a California law firm with offices in Los Angeles, San Diego, Sacramento, Ontario, Bakersfield, and the San Francisco Bay Area.
Proven Track Record
Wisner Baum has recovered over $4 billion for our clients. We know what it takes to win big cases against big companies.
California wildfires have devastated communities, destroyed thousands of homes, and tragically claimed dozens of lives. Whether you’re facing losses from the Los Angeles wildfires or another catastrophe, choosing the right legal guidance can be the difference between being overwhelmed by red tape or empowered and on the road to recovery.
If you suffered losses in a California wildfire, you need experienced legal representation to help secure the compensation you deserve. The California wildfire attorneys at Wisner Baum have recovered over $4 billion for clients across all practice areas and have extensive experience representing hundreds of wildfire victims throughout the state.


As of February 2026, there have been 142 wildfires and 50 acres have burned, according to Cal FIRE. There have been no fatalities reported and no structures destroyed.
The Ag Fire is 100% contained. It has burned 11 acres in Modoc County and was first reported on February 6, 2026.
The East Fork Fire started on January 27, 2026, and was active for one day before being contained. The cause of the Siskiyou County fire remains under investigation.
Over $13.7 billion paid to claimants, according to the Fire Victim Trust. The Trust, established in 2020 for the victims of the Butte Fire, North Bay Fire, and Camp Fire, estimates receiving settlement funds in Spring or Summer 2026.
In 2019, PG&E agreed to pay $1 billion to 14 local governments to cover taxpayer losses related to the Butte Fire, North Bay Fire, and the deadly Camp Fire. The town of Paradise will receive $270 million as part of the agreement after a fire, reportedly caused by the utility company, ripped through the area.
Considered the state’s largest utility company, PG&E files for Chapter 11 Bankruptcy protection. The filing comes after an investigation linked the company to the fatal Camp Fire, which took the life of 86 people in November 2018.
January 30, 2026: SCE’s voluntary Wildfire Recovery Compensation Program has made $117 million in offers to 210 individuals and businesses in its first three months. Over 2,100 claim applications have been filed on behalf of more than 6,000 people. The Eaton Fire Survivors Network has criticized the program, calling the offers “pennies on the dollar.”
The network is pushing for $200,000 per displaced household to cover rent relief. As of late January, an estimated 80% of Altadena residents remained displaced by the fire, and approximately $7.6 billion in insurance claims had been paid out. Victims who accept an offer from SCE’s program must agree not to sue the utility, potentially forfeiting significantly greater compensation available through litigation.
January 16, 2026: Southern California Edison filed cross-complaints against a dozen public agencies, alleging they share liability for the Eaton Fire’s devastating toll. Named defendants include the Los Angeles County Office of Emergency Management, its alert contractor Genasys, the LA County Fire and Sheriff’s Departments, and six agencies that provide water to the Altadena area. Southern California Gas Company (SoCalGas) was also named in a separate cross-complaint.
SCE’s filings allege that residents in east Altadena received their first emergency alert about 30 minutes after the fire began, while residents in the west side of Altadena were not notified to evacuate until 3:25 a.m. — more than nine hours after the fire ignited. SCE also alleges LA County failed to maintain brush in undeveloped land near Altadena and that SoCalGas infrastructure caused gas leaks, explosions, and secondary ignitions. The cross-complaints are partially aimed at protecting the $21 billion California Wildfire Compensation Fund.
November 29, 2025: Bellwether cases will be selected in spring 2026. The court has directed that several “preference” plaintiffs, including elderly or medically fragile individuals, be included so their cases are heard promptly. Joint inspections and CT scans of the removed transmission towers continue to show arcing damage that supports plaintiffs’ theory of how the fire started.
October 12, 2025: Eaton Fire survivors and advocacy groups are criticizing Southern California Edison’s (SCE) draft Wildfire Recovery Compensation Program. Over 200 homeowners, renters, and business owners issued a 51-page response to SCE’s plan, titled “Fix What You Broke,” calling for a fair and fully funded compensation program. Some of the major concerns cited in the response include:
September 30, 2025: Multiple lawsuits against SCE continue to move forward. Los Angeles County, the cities of Pasadena and Sierra Madre, the U.S. Department of Justice, and thousands of individual plaintiffs have filed separate civil actions. The DOJ lawsuit filed this month seeks over $40 million in damages for the Eaton Fire.
August 23, 2025: A Los Angeles judge is urging attorneys to schedule a bellwether trial date for the Eaton Fire litigation. SCE attorneys say they are preparing to file cross-claims against other entities, including public agencies like Los Angeles County, arguing that their negligence also contributed to the Eaton Fire’s destruction.
July 29, 2025: The death toll in the Eaton Fire is now 19 after authorities found human remains within the burn area.
Southern California Edison announced a Wildfire Compensation Fund to pay Eaton Fire victims who qualify. The fund is meant to compensate victims for:
The utility has not stated how the fund will affect ongoing litigation. Following the Dixie Fire, PG&E created a similar wildfire fund to expedite payments to victims. Attorneys say the payments were not expedited, and in order to participate, victims needed to drop legal claims against the utility.
July 14, 2025: Wisner Baum continues to file claims on behalf of Eaton Fire victims. Our investigation has uncovered compelling evidence that Southern California Edison (SCE) equipment sparked the fire. Video footage appears to show electrical arcing from SCE transmission lines at the exact location and time the fire ignited.
While investigations continue, evidence suggests SCE equipment involvement.
Wisner Baum fire lawyers have filed multiple lawsuits alleging SCE's negligence directly caused this devastating fire by:
Other legal claims stemming from the Eaton Fire include:
October 16, 2025: A federal grand jury indicted 29-year-old Jonathan Rinderknecht for his alleged role in starting the Palisades Fire. Rinderknecht faces three felony counts, including arson affecting property used in interstate commerce, timber set afire, and destruction of property by means of fire. If convicted, he faces a mandatory minimum sentence of five years and a maximum of 45 years in federal prison.
According to federal prosecutors, Rinderknecht, who worked as an Uber driver on New Year's Eve 2024, intentionally set the Lachman Fire just after midnight on January 1, 2025. Law enforcement determined the Palisades Fire was a "holdover fire"—a continuation of the Lachman Fire that smoldered for six days before rekindling on January 7 amid high winds. Evidence includes witness statements, video surveillance, cellphone data, and fire pattern analysis showing Rinderknecht was present at the ignition site.
July 9, 2025: The Palisades Fire, which burned over 23,000 acres, destroyed nearly 7,000 structures, and claimed 12 lives, has led to multiple lawsuits against the Los Angeles Department of Water and Power (LADWP) and the state of California.
Wildfire litigation is the legal process by which individuals who have suffered losses related to wildfires can recover compensation from a party or parties that may have caused or contributed to the fire. Over the years, California wildfires have caused billions of dollars in damage costing families everything from their homes and businesses to their lives. In some cases, neglect or failures by the utility companies may be a contributing factor in these fires. When that can be proven, the company may be held legally responsible.
Individuals who have suffered losses as a result of a wildfire in California, may be entitled to compensation but need to act quickly. Wildfire litigation can take months, if not years to resolve. Consulting with an experienced attorney early in the process can help to ensure that all legal deadlines are met and all avenues for recovery are explored. These are often complex cases that require expert testimony, the subpoenaing of internal communications, and environmental studies. Without the help of experienced California fire lawyers, victims often end up settling for less than they deserve or for nothing at all.
California utility companies have paid billions in settlements for recent wildfires. Understanding these precedents helps illustrate potential compensation in ongoing fire lawsuits:
As of November 2025, over 42,000 wildfire loss claims have been filed with insurance agencies in California. The claims have resulted in $22.4 billion in payouts from insurers and $6.28 billion in payouts from government agencies or private donations.
At Wisner Baum, we want people to be prepared for what comes next if the worst should happen. Below we highlight the most important information you will need as you begin the recovery process.
After a wildfire it can be difficult to know where to turn. The fire may have escalated quickly making it challenging to gather belongings and protect assets. In major fires, many people lose everything, including their homes and businesses. Filing a lawsuit against a company that may have been even partially responsible for the fire can help victims recover some of the losses they incurred.
Steps to take after a California wildfire:
Our wildfire law firm conducts a thorough investigation to determine the cause (or causes) of the fire and identify all potentially responsible parties. This includes:
We help clients compile comprehensive documentation of all losses, working with experts to ensure nothing is overlooked:
Based on our investigation, we file appropriate legal claims against responsible parties, which may include:
California wildfire victims only have a limited amount of time to file a lawsuit against a company or companies that may have been responsible for the fire. Under California law, most wildfire victims have two years from the date of the fire to file a lawsuit. However, this deadline, known as the statute of limitations, may vary depending on a number of factors. It is important to discuss your case with an experienced California wildfire damage attorney to determine what deadlines may apply to your case.
Additionally, if the company is a public utility or the fire occurred on government-owned land, the deadline to file may be shorter. An attorney can provide guidance and resources on the amount of time a person has to file. Failure to file within the statute of limitations can result in the claim being denied or dismissed.
Most wildfire cases resolve through settlement negotiations. Our attorneys have helped secure billions in mass tort settlements (including a $10.9 billion settlement against a multinational corporation) and know how to maximize compensation through skilled negotiation. We never accept inadequate offers and always prepare cases as if they will go to trial. Our experienced trial lawyers will present your case in court if a fair wildfire settlement cannot be reached. Wisner Baum has a proven track record of courtroom success in complex litigation against powerful corporations, including a multibillion-dollar jury verdict.
While someone who suffers losses is not legally required to hire a lawyer for wildfire damage, it is strongly recommended. In many instances, when relevant, proving that a utility company was at least partially liable for the fire is challenging. Needless to say, wildfire litigation is complex. It requires an in-depth investigation that can rarely be conducted by one individual. An experienced California wildfire lawyer can subpoena evidence and utilize expert opinions to help prove liability.
Retaining an attorney is also strongly recommended for wildfire victims who suffered substantial losses. In some cases, the insurance payout may not be enough to completely cover the losses sustained in the fire. An attorney can work to help wildfire victims seek fair compensation for the damage caused by the fire and pursue accountability from companies for their alleged wrongdoing.
A California wildfire lawyer can help victims who may have lost everything. Litigation can assist in holding utility companies and other businesses accountable if they failed to properly maintain equipment, clear dead trees and brush, or take steps to protect nearby residents.
Too often, wildfire victims suffer multiple losses and face insurance companies that undervalue their claims. This can leave victims struggling to recover after devastating losses. An attorney can work to help them pursue compensation for the damages they have suffered.
Below, we’ve created a table highlighting the differences between insurance claims and wildfire lawsuits. Contacting Wisner Baum can provide guidance on these differences and explain what approach may work best for your situation.
| Aspect | Insurance Claim | Wildfire Lawsuit |
| Process Time | Weeks to months (timing varies; can extend to years if disputed) | Typically 18–60 months (complex cases can take longer) |
| Potential Payout | Limited to policy coverage; often less than full losses | Often higher; covers losses not paid by insurance (incl. emotional distress, business losses, punitive damages) |
| Who It’s Filed Against | Your insurance company | Third parties—usually utility companies, sometimes government or others |
| Who Qualifies | Policyholders with covered losses | Anyone who suffered losses due to another party’s negligence (does not require insurance) |
| Role of the Lawyer | Advocates for fair payout; helps with claim denials, documentation, and bad faith | Investigates cause, builds case, negotiates settlement or takes trial; seeks all recoverable damages |
If you’re facing loss from a wildfire, there’s rarely a “one size fits all” answer. Insurance claims may help you recover and rebuild, but coverage gaps are common. Pursuing a lawsuit can make up for what insurance does not pay—sometimes resulting in substantially greater compensation. If you’re uncertain, your smartest next step is to consult an experienced wildfire attorney for a free case review. Wisner Baum’s California wildfire lawyers and wildfire damage attorneys will review your circumstances, help you understand your full range of options, and advocate for your best outcome.
Here are three ways an attorney can help you with wildfire insurance claims:
For most people who suffer losses in a wildfire, insurance claims will not cover the full extent of their losses. However, if utility negligence caused or contributed to the fire, a wildfire lawsuit can help victims recover the full extent of their damages.
Here are two important ways an attorney can help with your lawsuit:
In summary, wildfire victims risk receiving far less compensation than they deserve without proper legal representation.
Our California wildfire lawyers help victims navigate these complex legal issues by:
California utility companies like Southern California Edison (SCE) and Pacific Gas & Electric (PG&E) have legal obligations to maintain their equipment and prevent fires. They can be held financially responsible for all resulting damages when they fail in these duties.
Common examples of utility negligence include:
Under California's doctrine of "inverse condemnation," utilities can be held strictly liable for damages caused by their equipment—even without proving negligence. This powerful legal principle provides an important avenue for victims to recover their losses.
After a wildfire, your insurance company is legally obligated to process your claim honestly and fairly. Unfortunately, many insurers engage in "bad faith" practices to minimize payouts, such as:
Our California wildfire attorneys can fight back against these tactics, forcing insurance companies to honor their obligations and pay what you're rightfully owed. In cases of bad faith, you may be entitled to additional compensation beyond your policy limits.
In some cases, government agencies may bear responsibility for wildfire damages due to:
While California law provides certain immunities to government entities, our experienced wildfire lawyers know how to navigate these complex legal issues to maximize your recovery.
Our attorneys work to secure full recovery for all your losses, including:
Our legal team has successfully represented hundreds of California wildfire victims, securing maximum compensation for their losses. We have extensive experience with cases against major utilities like PG&E and Southern California Edison.
Wisner Baum has recovered over $4 billion for our clients across all practice areas. Our wildfire attorneys have successfully resolved numerous claims related to the Woolsey, Thomas, Camp, and Bobcat fires.
Our attorneys work with specialists to maximize your claim:
We represent wildfire victims on a contingency fee basis, meaning you pay nothing unless we win your case. Our firm advances all litigation costs, removing financial barriers to pursuing justice.
Beyond legal representation, we provide guidance on insurance claims, FEMA assistance, and rebuilding issues. Our team helps clients navigate every aspect of post-wildfire recovery.
With offices in Los Angeles, San Diego, Sacramento, Ontario, Bakersfield, and the San Francisco Bay Area, we provide convenient access to legal support throughout California.
The California wildfire lawyers at Wisner Baum are dedicated to helping people recover and rebuild after a wildfire ravages their community. We have vast experience representing wildfire victims whose homes or apartments burned down, suffered business losses, paid for expensive evacuations, and suffered injury and death.
Since 1985, we have helped thousands of clients obtain justice and maximum compensation. Across all areas of practice, our attorneys have earned more than $4 billion in verdicts and settlements. Reach out to our dedicated California wildfire attorneys at (310) 207-3233 to discuss your legal options.

As of February 2026, there have been 142 wildfires and 50 acres have burned, according to Cal FIRE. There have been no fatalities reported and no structures destroyed.
The Ag Fire is 100% contained. It has burned 11 acres in Modoc County and was first reported on February 6, 2026.
The East Fork Fire started on January 27, 2026, and was active for one day before being contained. The cause of the Siskiyou County fire remains under investigation.
Over $13.7 billion paid to claimants, according to the Fire Victim Trust. The Trust, established in 2020 for the victims of the Butte Fire, North Bay Fire, and Camp Fire, estimates receiving settlement funds in Spring or Summer 2026.
In 2019, PG&E agreed to pay $1 billion to 14 local governments to cover taxpayer losses related to the Butte Fire, North Bay Fire, and the deadly Camp Fire. The town of Paradise will receive $270 million as part of the agreement after a fire, reportedly caused by the utility company, ripped through the area.
Considered the state’s largest utility company, PG&E files for Chapter 11 Bankruptcy protection. The filing comes after an investigation linked the company to the fatal Camp Fire, which took the life of 86 people in November 2018.
January 30, 2026: SCE’s voluntary Wildfire Recovery Compensation Program has made $117 million in offers to 210 individuals and businesses in its first three months. Over 2,100 claim applications have been filed on behalf of more than 6,000 people. The Eaton Fire Survivors Network has criticized the program, calling the offers “pennies on the dollar.”
The network is pushing for $200,000 per displaced household to cover rent relief. As of late January, an estimated 80% of Altadena residents remained displaced by the fire, and approximately $7.6 billion in insurance claims had been paid out. Victims who accept an offer from SCE’s program must agree not to sue the utility, potentially forfeiting significantly greater compensation available through litigation.
January 16, 2026: Southern California Edison filed cross-complaints against a dozen public agencies, alleging they share liability for the Eaton Fire’s devastating toll. Named defendants include the Los Angeles County Office of Emergency Management, its alert contractor Genasys, the LA County Fire and Sheriff’s Departments, and six agencies that provide water to the Altadena area. Southern California Gas Company (SoCalGas) was also named in a separate cross-complaint.
SCE’s filings allege that residents in east Altadena received their first emergency alert about 30 minutes after the fire began, while residents in the west side of Altadena were not notified to evacuate until 3:25 a.m. — more than nine hours after the fire ignited. SCE also alleges LA County failed to maintain brush in undeveloped land near Altadena and that SoCalGas infrastructure caused gas leaks, explosions, and secondary ignitions. The cross-complaints are partially aimed at protecting the $21 billion California Wildfire Compensation Fund.
November 29, 2025: Bellwether cases will be selected in spring 2026. The court has directed that several “preference” plaintiffs, including elderly or medically fragile individuals, be included so their cases are heard promptly. Joint inspections and CT scans of the removed transmission towers continue to show arcing damage that supports plaintiffs’ theory of how the fire started.
October 12, 2025: Eaton Fire survivors and advocacy groups are criticizing Southern California Edison’s (SCE) draft Wildfire Recovery Compensation Program. Over 200 homeowners, renters, and business owners issued a 51-page response to SCE’s plan, titled “Fix What You Broke,” calling for a fair and fully funded compensation program. Some of the major concerns cited in the response include:
September 30, 2025: Multiple lawsuits against SCE continue to move forward. Los Angeles County, the cities of Pasadena and Sierra Madre, the U.S. Department of Justice, and thousands of individual plaintiffs have filed separate civil actions. The DOJ lawsuit filed this month seeks over $40 million in damages for the Eaton Fire.
August 23, 2025: A Los Angeles judge is urging attorneys to schedule a bellwether trial date for the Eaton Fire litigation. SCE attorneys say they are preparing to file cross-claims against other entities, including public agencies like Los Angeles County, arguing that their negligence also contributed to the Eaton Fire’s destruction.
July 29, 2025: The death toll in the Eaton Fire is now 19 after authorities found human remains within the burn area.
Southern California Edison announced a Wildfire Compensation Fund to pay Eaton Fire victims who qualify. The fund is meant to compensate victims for:
The utility has not stated how the fund will affect ongoing litigation. Following the Dixie Fire, PG&E created a similar wildfire fund to expedite payments to victims. Attorneys say the payments were not expedited, and in order to participate, victims needed to drop legal claims against the utility.
July 14, 2025: Wisner Baum continues to file claims on behalf of Eaton Fire victims. Our investigation has uncovered compelling evidence that Southern California Edison (SCE) equipment sparked the fire. Video footage appears to show electrical arcing from SCE transmission lines at the exact location and time the fire ignited.
While investigations continue, evidence suggests SCE equipment involvement.
Wisner Baum fire lawyers have filed multiple lawsuits alleging SCE's negligence directly caused this devastating fire by:
Other legal claims stemming from the Eaton Fire include:
October 16, 2025: A federal grand jury indicted 29-year-old Jonathan Rinderknecht for his alleged role in starting the Palisades Fire. Rinderknecht faces three felony counts, including arson affecting property used in interstate commerce, timber set afire, and destruction of property by means of fire. If convicted, he faces a mandatory minimum sentence of five years and a maximum of 45 years in federal prison.
According to federal prosecutors, Rinderknecht, who worked as an Uber driver on New Year's Eve 2024, intentionally set the Lachman Fire just after midnight on January 1, 2025. Law enforcement determined the Palisades Fire was a "holdover fire"—a continuation of the Lachman Fire that smoldered for six days before rekindling on January 7 amid high winds. Evidence includes witness statements, video surveillance, cellphone data, and fire pattern analysis showing Rinderknecht was present at the ignition site.
July 9, 2025: The Palisades Fire, which burned over 23,000 acres, destroyed nearly 7,000 structures, and claimed 12 lives, has led to multiple lawsuits against the Los Angeles Department of Water and Power (LADWP) and the state of California.
Wildfire litigation is the legal process by which individuals who have suffered losses related to wildfires can recover compensation from a party or parties that may have caused or contributed to the fire. Over the years, California wildfires have caused billions of dollars in damage costing families everything from their homes and businesses to their lives. In some cases, neglect or failures by the utility companies may be a contributing factor in these fires. When that can be proven, the company may be held legally responsible.
Individuals who have suffered losses as a result of a wildfire in California, may be entitled to compensation but need to act quickly. Wildfire litigation can take months, if not years to resolve. Consulting with an experienced attorney early in the process can help to ensure that all legal deadlines are met and all avenues for recovery are explored. These are often complex cases that require expert testimony, the subpoenaing of internal communications, and environmental studies. Without the help of experienced California fire lawyers, victims often end up settling for less than they deserve or for nothing at all.
California utility companies have paid billions in settlements for recent wildfires. Understanding these precedents helps illustrate potential compensation in ongoing fire lawsuits:
As of November 2025, over 42,000 wildfire loss claims have been filed with insurance agencies in California. The claims have resulted in $22.4 billion in payouts from insurers and $6.28 billion in payouts from government agencies or private donations.
At Wisner Baum, we want people to be prepared for what comes next if the worst should happen. Below we highlight the most important information you will need as you begin the recovery process.
After a wildfire it can be difficult to know where to turn. The fire may have escalated quickly making it challenging to gather belongings and protect assets. In major fires, many people lose everything, including their homes and businesses. Filing a lawsuit against a company that may have been even partially responsible for the fire can help victims recover some of the losses they incurred.
Steps to take after a California wildfire:
Our wildfire law firm conducts a thorough investigation to determine the cause (or causes) of the fire and identify all potentially responsible parties. This includes:
We help clients compile comprehensive documentation of all losses, working with experts to ensure nothing is overlooked:
Based on our investigation, we file appropriate legal claims against responsible parties, which may include:
California wildfire victims only have a limited amount of time to file a lawsuit against a company or companies that may have been responsible for the fire. Under California law, most wildfire victims have two years from the date of the fire to file a lawsuit. However, this deadline, known as the statute of limitations, may vary depending on a number of factors. It is important to discuss your case with an experienced California wildfire damage attorney to determine what deadlines may apply to your case.
Additionally, if the company is a public utility or the fire occurred on government-owned land, the deadline to file may be shorter. An attorney can provide guidance and resources on the amount of time a person has to file. Failure to file within the statute of limitations can result in the claim being denied or dismissed.
Most wildfire cases resolve through settlement negotiations. Our attorneys have helped secure billions in mass tort settlements (including a $10.9 billion settlement against a multinational corporation) and know how to maximize compensation through skilled negotiation. We never accept inadequate offers and always prepare cases as if they will go to trial. Our experienced trial lawyers will present your case in court if a fair wildfire settlement cannot be reached. Wisner Baum has a proven track record of courtroom success in complex litigation against powerful corporations, including a multibillion-dollar jury verdict.
While someone who suffers losses is not legally required to hire a lawyer for wildfire damage, it is strongly recommended. In many instances, when relevant, proving that a utility company was at least partially liable for the fire is challenging. Needless to say, wildfire litigation is complex. It requires an in-depth investigation that can rarely be conducted by one individual. An experienced California wildfire lawyer can subpoena evidence and utilize expert opinions to help prove liability.
Retaining an attorney is also strongly recommended for wildfire victims who suffered substantial losses. In some cases, the insurance payout may not be enough to completely cover the losses sustained in the fire. An attorney can work to help wildfire victims seek fair compensation for the damage caused by the fire and pursue accountability from companies for their alleged wrongdoing.
A California wildfire lawyer can help victims who may have lost everything. Litigation can assist in holding utility companies and other businesses accountable if they failed to properly maintain equipment, clear dead trees and brush, or take steps to protect nearby residents.
Too often, wildfire victims suffer multiple losses and face insurance companies that undervalue their claims. This can leave victims struggling to recover after devastating losses. An attorney can work to help them pursue compensation for the damages they have suffered.
Below, we’ve created a table highlighting the differences between insurance claims and wildfire lawsuits. Contacting Wisner Baum can provide guidance on these differences and explain what approach may work best for your situation.
| Aspect | Insurance Claim | Wildfire Lawsuit |
| Process Time | Weeks to months (timing varies; can extend to years if disputed) | Typically 18–60 months (complex cases can take longer) |
| Potential Payout | Limited to policy coverage; often less than full losses | Often higher; covers losses not paid by insurance (incl. emotional distress, business losses, punitive damages) |
| Who It’s Filed Against | Your insurance company | Third parties—usually utility companies, sometimes government or others |
| Who Qualifies | Policyholders with covered losses | Anyone who suffered losses due to another party’s negligence (does not require insurance) |
| Role of the Lawyer | Advocates for fair payout; helps with claim denials, documentation, and bad faith | Investigates cause, builds case, negotiates settlement or takes trial; seeks all recoverable damages |
If you’re facing loss from a wildfire, there’s rarely a “one size fits all” answer. Insurance claims may help you recover and rebuild, but coverage gaps are common. Pursuing a lawsuit can make up for what insurance does not pay—sometimes resulting in substantially greater compensation. If you’re uncertain, your smartest next step is to consult an experienced wildfire attorney for a free case review. Wisner Baum’s California wildfire lawyers and wildfire damage attorneys will review your circumstances, help you understand your full range of options, and advocate for your best outcome.
Here are three ways an attorney can help you with wildfire insurance claims:
For most people who suffer losses in a wildfire, insurance claims will not cover the full extent of their losses. However, if utility negligence caused or contributed to the fire, a wildfire lawsuit can help victims recover the full extent of their damages.
Here are two important ways an attorney can help with your lawsuit:
In summary, wildfire victims risk receiving far less compensation than they deserve without proper legal representation.
Our California wildfire lawyers help victims navigate these complex legal issues by:
California utility companies like Southern California Edison (SCE) and Pacific Gas & Electric (PG&E) have legal obligations to maintain their equipment and prevent fires. They can be held financially responsible for all resulting damages when they fail in these duties.
Common examples of utility negligence include:
Under California's doctrine of "inverse condemnation," utilities can be held strictly liable for damages caused by their equipment—even without proving negligence. This powerful legal principle provides an important avenue for victims to recover their losses.
After a wildfire, your insurance company is legally obligated to process your claim honestly and fairly. Unfortunately, many insurers engage in "bad faith" practices to minimize payouts, such as:
Our California wildfire attorneys can fight back against these tactics, forcing insurance companies to honor their obligations and pay what you're rightfully owed. In cases of bad faith, you may be entitled to additional compensation beyond your policy limits.
In some cases, government agencies may bear responsibility for wildfire damages due to:
While California law provides certain immunities to government entities, our experienced wildfire lawyers know how to navigate these complex legal issues to maximize your recovery.
Our attorneys work to secure full recovery for all your losses, including:
Our legal team has successfully represented hundreds of California wildfire victims, securing maximum compensation for their losses. We have extensive experience with cases against major utilities like PG&E and Southern California Edison.
Wisner Baum has recovered over $4 billion for our clients across all practice areas. Our wildfire attorneys have successfully resolved numerous claims related to the Woolsey, Thomas, Camp, and Bobcat fires.
Our attorneys work with specialists to maximize your claim:
We represent wildfire victims on a contingency fee basis, meaning you pay nothing unless we win your case. Our firm advances all litigation costs, removing financial barriers to pursuing justice.
Beyond legal representation, we provide guidance on insurance claims, FEMA assistance, and rebuilding issues. Our team helps clients navigate every aspect of post-wildfire recovery.
With offices in Los Angeles, San Diego, Sacramento, Ontario, Bakersfield, and the San Francisco Bay Area, we provide convenient access to legal support throughout California.
The California wildfire lawyers at Wisner Baum are dedicated to helping people recover and rebuild after a wildfire ravages their community. We have vast experience representing wildfire victims whose homes or apartments burned down, suffered business losses, paid for expensive evacuations, and suffered injury and death.
Since 1985, we have helped thousands of clients obtain justice and maximum compensation. Across all areas of practice, our attorneys have earned more than $4 billion in verdicts and settlements. Reach out to our dedicated California wildfire attorneys at (310) 207-3233 to discuss your legal options.
Safety comes first: Evacuate as needed, seek emergency help if injured, and notify authorities. Next, document all damage with photos and video before cleaning up. Save all receipts and expenses for lodging, emergency supplies, and repairs. Contact your insurance company and a California wildfire lawyer right away for guidance.
Not always. Insurance settlements are often lower than the true cost to rebuild or fully recover your losses. Consult with a wildfire attorney before accepting any offer. A lawyer can review your policy, your damages, and help ensure you don’t waive your right to more substantial compensation by accepting a low or insufficient payout.
Yes. Renters may be eligible for both insurance claims (for lost personal property or belongings) and lawsuits if the fire was caused by someone’s negligence—such as a landlord, utility company, or other third party. Many mass-tort wildfire cases include renters, not just homeowners.
In California, most wildfire claims must be filed within two years of the date of injury or property damage. However, claims against government entities typically require filing a notice of claim within six months. It's crucial to consult with a wildfire attorney as soon as possible to avoid missing critical deadlines.
Anyone who suffered loss—property owners, renters, business owners, injured individuals, and families of wrongful death victims—due to a wildfire that may have been caused by negligence, faulty utilities, or government action can typically pursue a claim.
You may claim:
Your insurance claim and lawsuit are separate legal matters. If you receive compensation from your insurance company for certain losses, you cannot also recover for those same losses in your lawsuit (no "double recovery"). However, you can still pursue compensation through litigation for:
Yes. Receiving an insurance payout doesn’t prevent you from suing for losses not covered by your policy (such as pain and suffering, uninsured losses, or punitive damages). You can’t recover twice (“double recovery”) for the same damages, but you can pursue compensation for gaps in coverage or additional damages.
To join a lawsuit, you typically need evidence such as:
Collect photos and videos before repairs, keep receipts for all expenses, gather estimates for rebuilding and replacing property, and document all losses related to the fire—including income loss. A wildfire damage lawyer can help you compile a thorough claim.
Our attorneys work with fire investigation experts to establish liability through:
Most California wildfire attorneys work on a contingency fee basis. This means you pay nothing upfront, and the lawyer only collects a fee if they recover money for you—either through a settlement or judgment. The fee is typically a percentage of your recovery.
Wildfire litigation can take anywhere from 18 to 36 months or longer, depending on complexity, number of plaintiffs, and court schedules. Insurance claims may settle sooner—sometimes within months—but lawsuits against utilities or other third parties may require more time for investigation, negotiation, or a trial.
A class action treats all plaintiffs as a single group with common damages and a shared outcome. A mass tort, however, keeps your case separate: you have your own lawyer, your own damages are documented individually, and any compensation reflects your specific losses. Most wildfire lawsuits are mass torts for this reason—they allow more personalized recovery for victims.
Even without insurance, you can pursue compensation through a lawsuit against the parties responsible for causing the fire. For uninsured or underinsured victims, litigation may be the primary avenue for recovering losses. You may also be eligible for assistance from FEMA or other government programs.
If your insurance company wrongfully denies or undervalues your valid claim, you may pursue a “bad faith insurance” lawsuit. Damages may include what you are owed, plus possible penalties or extra damages for the insurer’s conduct.
You do not have to hire an attorney to pursue a wildfire claim. However, you should consider hiring a wildfire lawyer if:
Even if you have insurance, a lawsuit against responsible parties can help recover damages beyond your policy limits and compensation for losses insurance doesn't cover. For most fire victims, a lawsuit is the only way to recover the full extent of their damages.
When disaster strikes, you need more than insurance. The wildfire attorneys at Wisner Baum have a long track record of securing results for fire victims across California. From Los Angeles to Northern California, they combine deep knowledge of wildfire litigation, utility company lawsuits, and insurance coverage law to pursue the largest possible recovery for you and your family.
If you’re facing losses from a wildfire—no matter your situation—contact Wisner Baum’s California wildfire lawyers today for a free, no-obligation case review. Let our dedicated team guide you from recovery to results and hold those responsible accountable for the devastation they caused.
